ZIP 13850 Property Distress & Foreclosure Data

In Broome County, New York, ZIP 13850 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (67/100). On the structural side it scores 75/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (82/100), structural risk (75/100), institutional ownership (54/100). By contrast, mortgage stress (21/100) register low.

The market reads expansion — home values rose 9.8% year on year, and 26% higher over three years (phase confidence 76/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

78% of housing is owner-occupied. The poverty rate is 13.9%. The demographic-stress sub-score lands at 28/100. Around 58% of renters are cost-burdened. At $81,627, median income runs near typical U.S. levels. The ZIP holds roughly 10,388 housing units. Around 45% of adults hold a bachelor's degree or higher. The vacancy rate is 9.9%. The typical home is worth about $194,100 (2.3× income, relatively affordable). About 23,675 people live here, median age 42.

Net-net, 13850 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.