ZIP 13862 Property Distress & Foreclosure Data

Broome County, New York's ZIP 13862 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 74/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (74/100), institutional ownership (54/100). By contrast, mortgage stress (21/100) register low.

The market reads expansion — home values rose 9.8% year on year, and 26% higher over three years, at 75/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,667 people live here, median age 40. 75% of housing is owner-occupied. At $61,623, median income runs below typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. There are about 1,463 housing units across 13862. Rent burden reaches 34% of tenant households. The typical home is worth about $139,600 (2.3× income, relatively affordable). The demographic-stress sub-score lands at 27/100. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 14.5%.

Net-net, 13862 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.