ZIP 13746 Property Distress & Foreclosure Data

ZIP code 13746 in Broome County, New York carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (81/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (70/100)). The latent-versus-live split is 73/100 structural and 7/100 already moving. What sets it apart are the readings on construction/permit lag (78/100), structural risk (73/100), institutional ownership (55/100). On the quiet end sit mortgage stress (22/100).

The expansion-phase market in 13746 posted values that rose 8.5% over the year (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 64% of renters are cost-burdened. 17.3% of residents fall below the poverty threshold. Median household income is $58,250, below the U.S. median near $78,000. Educational attainment sits at 15% bachelor's-or-above. Population is roughly 2,432 with a median age of 55. The ZIP holds roughly 1,201 housing units. The vacancy rate is 7.3%. Owners hold 85% of homes, renters 15%. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $128,000, an affordability ratio of 2.3× — accessible.

On balance 13746 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.