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ZIP 13746 Foreclosure, Tax-Lien & Distress Report

Broome County, New York · Affordable market

DLRadar grades ZIP 13746 (Broome County, New York) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (81/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (69/100)). On the structural side it scores 66/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (66/100), institutional ownership (54/100), construction/permit lag (53/100). By contrast, mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, 1.1% off the recent peak, at 43/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 64% of renters are cost-burdened. Roughly 17.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $58,250 — below the roughly $78,000 national figure. Educational attainment sits at 15% bachelor's-or-above. 2,432 residents call 13746 home, typically aged 55. There are about 1,201 housing units across 13746. Vacancy runs 7.3%. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 13746 scores 31/100. A median home runs $128,000 here, or 2.3 times local income.

Overall, 13746 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 13746 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 13746's 30/100 can be lined up against any neighbor in Broome County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 13746 shows blanks, not estimates, wherever the record is sparse.

The 30/100 for 13746 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 13746 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

30/100
Composite stress
66/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 13746

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk81
13746 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 13746 distress snapshot

A live read on 13746: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Get the full acquisition report for 13746

Every distressed parcel in 13746 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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