Broome County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Broome County, NY distress report, 2026: 31 ZIPs scored in Broome, NY, Broome, NY average 27/100; the top Broome, NY ZIP is 13744 at 29/100; Broome, NY market phase peak, Broome, NY prices +1.8% year over year.
- Broome, NY ranks #1,089 nationally (opportunity index); Broome, NY #16 in New York; Broome, NY index 30.8.
- Broome, NY ninety-day mortgage delinquency 1.3% in December 2025; Broome, NY twelve-month change +0.2%.
- Broome, NY ZIP phases: 27 peak, 4 expansion.
- Broome, NY residential listings tracked: 34 across 22 ZIPs; Broome, NY candidate listings 27.
- Broome, NY HUD assisted properties: 4 with 221 units.
- Broome, NY lenders on watch: 5; largest Broome, NY footprint Manufacturers&Traders Tr Co (11 branches).
- Broome, NY most distressed ZIP: 13744 at 29/100.
Broome, NY figures: DLRadar distress index; Broome, NY inputs: CFPB, FHFA, HUD, FDIC; Broome, NY rebuilt as sources refresh.
| Rank | Broome, NY ZIP | Score |
|---|---|---|
| 1 | 13744 | 29/100 |
| 2 | 13746 | 29/100 |
| 3 | 13748 | 29/100 |
| 4 | 13754 | 29/100 |
| 5 | 13777 | 29/100 |
| 6 | 13787 | 29/100 |
| 7 | 13790 | 29/100 |
| 8 | 13795 | 29/100 |
| 9 | 13797 | 29/100 |
| 10 | 13802 | 29/100 |
| 11 | 13813 | 29/100 |
| 12 | 13826 | 29/100 |
Most distressed Broome, NY ZIPs (0-100, 2026)
Mortgage delinquency in Broome, NY
1.3% of Broome, NY mortgages were ninety-plus days late (Broome, NY, December 2025); Broome, NY thirty-to-eighty-nine days late: 2.0%; Broome, NY twelve-month change +0.2%; Broome, NY peak since 2008: 2.9% (November 2013); New York overall 1.0%. Broome, NY ninety-day series: Dec 24 1.1, Jan 25 1.8, Feb 25 1.8 (Broome, NY), Mar 25 1.4, Apr 25 1.5, May 25 1.5 (Broome, NY), Jun 25 1.5, Jul 25 1.2, Aug 25 1.1 (Broome, NY), Sep 25 1.1, Oct 25 1.1, Nov 25 1.2 (Broome, NY), Dec 25 1.3.
Opportunity index: Broome, NY
Broome, NY index 30.8, Broome, NY phase watchlist; Broome, NY primary driver vacancy, Broome, NY second driver bank institutional. Broome, NY components: property stress 21.1, foreclosure pressure 18.3, listing discounts 32.4, bank stress 56.0, insurance 0.0; Broome, NY pulse 34.0; Broome, NY capital opportunity 26.0; Broome, NY seven-day change -0.2%.
ZIP market phases inside Broome, NY
31 Broome, NY ZIPs carry a price-cycle phase; Broome, NY ZIPs by phase (Broome, NY), deepest drawdown first: peak, +0.4% YoY, 2.8% off peak (Broome, NY): 13736; peak, +1.8% YoY, 1.8% off peak (Broome, NY): 13744, 13748, 13760, 13777, Broome, NY 13790, 13795, 13797, 13802, Broome, NY 13811, 13826, 13833, 13850, Broome, NY 13865, 13901, 13902.
Residential listings by Broome, NY ZIP
Broome, NY ZIPs with the most tracked Broome, NY residential listings: 13901 8 listings, 8 candidates, bank pressure 62; 13754 3 listings, 2 candidates, bank pressure 65; 13760 3 listings, 3 candidates, bank pressure 62; 13787 3 listings, 2 candidates, bank pressure 63 (Broome, NY); 13833 3 listings, 3 candidates, bank pressure 62; 13865 3 listings, 1 candidates, bank pressure 62; 13904 3 listings, 3 candidates, bank pressure 62; 13905 3 listings, 3 candidates, bank pressure 62. Broome, NY totals: 34 listings; Broome, NY candidates 27; active ZIPs 1.
HUD assisted housing in Broome, NY
4 assisted properties with 221 units sit in Broome, NY; largest Broome, NY properties: Marian Apartments (Endwell) 104 units, 102 assisted; Woodburn Court Ii (Binghamton) 50 units, 50 assisted; Lincoln Court Apartments (Binghamton) 46 units, 45 assisted in Broome, NY; Broome Co Voa Living Ctr (Binghamton) 21 units, 20 assisted.
Lenders with branches in Broome, NY
Broome, NY lenders by branch count: Manufacturers&Traders Tr Co (Broome, NY): stress 52, 11 branches low in Broome, NY; Nbt Bank National Assn (Broome, NY): stress 61, 8 branches low in Broome, NY; Tioga Stb Na (Broome, NY): stress 62, 5 branches low in Broome, NY; Chemung Canal Trust Co (Broome, NY): stress 60, 2 branches low in Broome, NY; Community Bank National Assn (Broome, NY): stress 68, 1 branch low in Broome, NY.
Vacancy and permits, Broome, NY
11,159 of 93,164 Broome, NY housing units are vacant; Broome, NY permits, twelve months: 227 multifamily units in Broome, NY, 62 one-to-four unit units.
Work Broome, NY at the parcel level
Every Broome, NY parcel carries owner and address; every Broome, NY parcel carries APN; Broome, NY distress scores sit on the Broome, NY live board.
Broome, NY figures refresh with each source.
Broome, NY questions
Most distressed ZIP code in Broome County, NY?
ZIP 13744 leads Broome, NY at 29/100; next in Broome, NY: 13746 at 29/100; the Broome, NY average is 27/100.
Where does Broome County, NY rank for investment opportunity?
Broome, NY is #1,089 among all ranked counties, #16 in New York; the Broome, NY driver is vacancy; Broome, NY moved up 259 places.
How many mortgages are delinquent in Broome County, NY?
1.3% of Broome, NY mortgages were ninety-plus days late in December 2025; the Broome, NY peak since 2008 was 2.9%.
Which banks lend in Broome County, NY?
5 watched lenders hold Broome, NY branches; the largest Broome, NY footprints are Manufacturers&Traders Tr Co (11), Nbt Bank National Assn (8), Tioga Stb Na (5).
More on Broome, NY
Broome County, NY distress report: public-record figures for Broome, NY; not legal advice for Broome, NY; not tax or investment advice; verify every Broome, NY record before acting.