Broome County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Broome County, New York? DLRadar grades every Broome County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Broome County breakdown.
- Broome County's most distressed ZIP is 13744 at 31/100.
- 31 ZIP codes tracked in Broome County, averaging 29/100 distress.
- Broome County reads peak — home values up 1.8% year over year, 1.8% off peak.
- Vacancy runs 15.6% across Broome County's tracked ZIPs, with a 15.3% poverty rate.
- The typical Broome County home is worth about $146,914 against a ~$62,641 median income.
- Lending headwind in Broome County sits at 43/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 13744 | 31/100 |
| 2 | 13746 | 31/100 |
| 3 | 13748 | 31/100 |
| 4 | 13754 | 31/100 |
| 5 | 13777 | 31/100 |
| 6 | 13787 | 31/100 |
| 7 | 13790 | 31/100 |
| 8 | 13795 | 31/100 |
| 9 | 13797 | 31/100 |
| 10 | 13802 | 31/100 |
| 11 | 13813 | 31/100 |
| 12 | 13826 | 31/100 |
Most distressed ZIP codes in Broome County (composite distress 0-100, 2026)
What is driving Broome County distress
Broome County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Broome County market phase and pricing
The cycle in Broome County is peak, with values up 1.8% year over year and 1.8% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
What is the most distressed ZIP code in Broome County, NY?
ZIP 13744 leads Broome County at 31/100, recomputed monthly from public records.
Where is Broome County in the housing cycle?
Broome County is classified peak with a 1.8% year-over-year increase, following the FHFA House Price Index.
Can the Broome County figures be verified?
Every Broome County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 31 Broome County ZIP codes that it runs on every other U.S. county, so Broome County's numbers are directly comparable to any other market.
How much do distress scores vary between Broome County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Broome County ZIPs DLRadar ranks, scores run from 31/100 in 13744 down to 31/100 in 13826, against a Broome County average of 29/100. Those 0 points separate the ZIPs worth working in Broome County from the rest.
What do Broome County home values and vacancy say about distressed supply?
The typical Broome County home carries about $146,914 of value against a median household income near $62,641. Vacancy across Broome County's tracked ZIPs runs 15.6% and the poverty rate is 15.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Broome County's foreclosure and tax-lien filings and its 43/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.