Broome County, NY: Home-Insurance Distress & Forced-Sale Pressure
Broome County, NY: 64/100 (elevated) home-insurance distress; Broome, NY band MEDIUM; Broome, NY #804 of 3,222 counties; Broome, NY #10 of 62 in New York.
FEMA hazard, Broome, NY: 63/100; Broome, NY declarations, three years: 2; Broome, NY perils: 2 tropical-storm; Broome, NY five-year count 3 (severity 4.5); Broome, NY ten-year 3; hazard-weighted, Broome, NY: 6.0.
Declared incidents on the Broome, NY record: 2024 Tropical Storm 2 (Broome, NY).
NFIP claims, Broome, NY, three years: 9; Broome, NY payouts $18,862; per Broome, NY claim $2,096; Broome, NY claim-stress 65/100.
Broome, NY monthly score fell, 70 (March 2026) to 62 (October 2026); Broome, NY by month: March 70, April 70, May 68, June 68 (Broome, NY), July 66, August 65, September 65, October 62.
Broome, NY components: climate 60, NFIP claims 65; Broome, NY retreat index 62.
Construction distress, Broome, NY: 50/100 as of August 2026 (Broome, NY: 47/100 one-to-four unit, 51/100 multifamily).
Broome, NY ZIPs, June 2026 (Broome, NY, 16 highest): score 0 (Broome, NY), climate 87 (Broome, NY): 13744, 13748, 13777, 13790, Broome, NY 13795, 13797, 13802, 13826, Broome, NY 13833, 13850, 13865, 13901, Broome, NY 13902, 13903, 13904, 13905.
DLRadar rescores Broome, NY monthly; Broome, NY readings join Broome, NY foreclosure, lien and ownership parcels (Broome, NY), so cost-squeezed Broome, NY owners surface before listing.
Inside New York, Broome County ranks 10th of 62 counties for home-insurance distress at 64/100; Kings County (64/100) sits just above Broome County, and Yates County (63/100) sits just below Broome County.
Deterministic. Every Broome County, NY signal traces to a public Broome dataset (FEMA, NFIP, Census for Broome, NY) · how insurance distress works in Broome, NY · methodology
FAQ: Broome County, NY insurance distress
What is the Broome County, NY home-insurance-distress score?
Broome, NY: 64/100 (MEDIUM), #804 of 3,222, #10 in New York. FEMA hazard, Broome, NY: 63/100; NFIP stress, Broome, NY: 65/100; construction, Broome, NY: 50/100; Broome, NY rescores monthly.
Is Broome County insurance distress getting better or worse (NY)?
Broome, NY: 70 in March 2026; Broome, NY: 62 in October 2026 (better); Broome, NY climate component 60; Broome, NY NFIP claims score 65.
How many flood-insurance claims has Broome County, NY had?
Broome, NY: 9 NFIP claims, three years; Broome, NY paid $18,862; per Broome, NY claim $2,096; carriers reprice Broome, NY against that record.
Which Broome County ZIP codes carry the most insurance distress (NY)?
Broome, NY, June 2026: 13744 at 0, 13748 at 0, 13777 at 0, 13790 at 0; Broome, NY climate scores there: 87, 87, 87, 87.
Why does Broome, NY insurance distress create sellers?
A Broome, NY premium outruns the Broome, NY budget; a carrier leaves Broome, NY; Broome, NY carrying cost passes plan; Broome, NY owners sell while current; Broome, NY insurance distress leads Broome, NY foreclosure data.