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ZIP 18331 Foreclosure, Tax-Lien & Distress Report

Monroe County, Pennsylvania · Distress market

On DLRadar's 0-100 public-record scale, ZIP 18331 in Monroe County, Pennsylvania comes in at 24, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (67/100). Leading the profile are construction/permit lag (58/100), structural risk (53/100), institutional ownership (16/100). institutional ownership (16/100) stay muted. Structural risk reads 53/100 against active distress of 0/100.

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

16.1% of residents fall below the poverty threshold. 76% of housing is owner-occupied. Vacancy runs 2.4%. Population is roughly 552 with a median age of 65. The typical home is worth about $281,900. Educational attainment sits at 9% bachelor's-or-above. The ZIP holds roughly 366 housing units. Around 65% of renters are cost-burdened. On demographic stress specifically, 18331 scores 35/100.

Overall 18331 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 18331 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 18331 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 18331 shows blanks, not estimates, wherever the record is sparse.

Each component behind 18331 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 18331 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
53/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 18331

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk85
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

18331 at a glance

A live read on 18331: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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The complete 18331 distress and acquisition report

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