ZIP 18354 Foreclosure, Tax-Lien & Distress Report
Monroe County, Pennsylvania · Distress market
ZIP code 18354 in Monroe County, Pennsylvania carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (58/100), structural risk (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (10/100). Structural risk reads 53/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (67/100)).
The peak-phase market in 18354 posted values that rose 4.2% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
Median household income is $82,833, near the U.S. median near $78,000. Vacancy runs 0.0%. The demographic-stress sub-score lands at 27/100. Around 57% of renters are cost-burdened. The poverty rate is 3.7% — low. About 28% have a four-year degree. The ZIP holds roughly 434 housing units. Population is roughly 1,157 with a median age of 48. The tenure split is 90% owner-occupied to 10% rented. The typical home is worth about $252,600 (3.0× income, relatively affordable).
Overall 18354 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 18354 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18354 can be compared directly against any other ZIP in Monroe County, Pennsylvania or nationwide. Sparse data for 18354 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 18354 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 18354 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 18354
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 18354 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Built from public records, scored the same way everywhere · methodology