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ZIP 18610 Foreclosure, Tax-Lien & Distress Report

Monroe County, Pennsylvania · High Vacancy market

Scored on a fixed 0-100 scale, 18610 (Monroe County, Pennsylvania) returns a low composite of 21/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in structural risk (47/100), construction/permit lag (35/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (10/100). Structural risk reads 47/100 against active distress of 3/100.

The market reads peak — home values rose 4.4% year on year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,361 housing units. The demographic-stress sub-score lands at 29/100. The tenure split is 82% owner-occupied to 18% rented. 8.8% of residents fall below the poverty threshold. Home values center near $239,100, an affordability ratio of 3.4× — accessible. Rent burden reaches 15% of tenant households. Population is roughly 4,373 with a median age of 39. Educational attainment sits at 27% bachelor's-or-above. Vacancy runs 38.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $64,875, below the U.S. median near $78,000.

Taken together, 18610 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 18610 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 18610 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 18610, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 18610's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 18610 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

21/100
Composite stress
47/100
Structural risk
3/100
Distress activity

What is driving ZIP 18610’s distress

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk86
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 18610 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Monroe County ZIP reports

Nearest ZIP codes to 18610

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 18610

Keep going: ZIP, county and state distress coverage for Monroe County, Pennsylvania.

Open the complete 18610 acquisition file

Every distressed parcel in 18610 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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