ZIP 18224 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 18224 (Luzerne County, Pennsylvania) returns a low composite of 25/100. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. Latent structural risk is 57/100 while live distress already moving reads 3/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The market reads expansion — home values rose 7.4% year on year, and 3% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 21% of renters are cost-burdened. 15.7% of residents fall below the poverty threshold. Population is roughly 5,954 with a median age of 45. Around 18% of adults hold a bachelor's degree or higher. Vacancy runs 10.2%. There are about 3,020 housing units across 18224. At $57,361, median income runs below typical U.S. levels. Home values center near $130,400, an affordability ratio of 2.0× — accessible. On demographic stress specifically, 18224 scores 25/100. 68% of housing is owner-occupied.

Overall, 18224 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 18224 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 18224 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18224 can be compared directly against any other ZIP in Luzerne County, Pennsylvania or nationwide. 18224 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 18224's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 18224 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.