ZIP 18241 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · High Vacancy market
Scored purely from public records, 18241 (Luzerne County, Pennsylvania) returns a low composite of 25/100. Structurally it carries 57/100, against 3/100 of stress already in motion. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (84/100).
The market reads expansion — home values rose 7.3% year on year (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Owners hold 79% of homes, renters 21%. The typical home is worth about $94,500 (1.4× income, relatively affordable). Around 0% of renters are cost-burdened. The vacancy rate is 17.1% — elevated. 293 residents call 18241 home, typically aged 66. Roughly 13.0% live below the poverty line. On demographic stress specifically, 18241 scores 19/100. Median household income is $71,625, near the U.S. median near $78,000. The ZIP holds roughly 192 housing units. Educational attainment sits at 12% bachelor's-or-above.
On the whole, 18241 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 18241 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 18241's 25/100 can be lined up against any neighbor in Luzerne County, Pennsylvania or any ZIP coast to coast. 18241 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 18241 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 18241 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 18241’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 18241 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 18241, the same set carried on every parcel.
Luzerne County ZIPs near 18241
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Luzerne County, Pennsylvania.
Get the full acquisition report for 18241
Open 18241 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology