ZIP 18241 Property Distress & Foreclosure Data

ZIP code 18241 in Luzerne County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 58 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (84/100).

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 79% of homes, renters 21%. Home values center near $94,500, an affordability ratio of 1.4× — accessible. Rent burden reaches 0% of tenant households. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. 293 residents call 18241 home, typically aged 66. 13.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 19/100. Median household income is $71,625, near the U.S. median near $78,000. There are about 192 housing units across 18241. Educational attainment sits at 12% bachelor's-or-above.

Taken together, 18241 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.