ZIP 18201 Property Distress & Foreclosure Data

In Luzerne County, Pennsylvania, ZIP 18201 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (84/100)). Its standout signals are construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Structural exposure scores 58 and live distress 3 on the 0–100 scale.

The expansion-phase market in 18201 posted values that rose 6.8% over the year, and 25% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 8.9%. The demographic-stress sub-score lands at 37/100. The typical home is worth about $153,200 (3.0× income, relatively affordable). 51% of housing is owner-occupied. At $43,983, median income runs below typical U.S. levels. There are about 13,317 housing units across 18201. Population is roughly 31,428 with a median age of 39. Rent burden reaches 48% of tenant households. Around 12% of adults hold a bachelor's degree or higher. The poverty rate is 26.6% — high, a tax-stress and distress correlate.

On the whole, 18201 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.