ZIP 18230 Foreclosure, Tax-Lien & Distress Report

ZIP code 18230 in Carbon County, Pennsylvania carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100), climate & FEMA risk (61/100). The most distinctive pressure shows up in structural risk (41/100), construction/permit lag (37/100), institutional ownership (16/100). construction/permit lag (37/100) and institutional ownership (16/100) stay muted. Structural exposure scores 41 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 42.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 100% of homes, renters 0%. At $75,455, median income runs near typical U.S. levels. Educational attainment sits at 15% bachelor's-or-above. The demographic-stress sub-score lands at 38/100. 155 residents call 18230 home, typically aged 54. The ZIP holds roughly 83 housing units. Home values center near $96,800, an affordability ratio of 1.3× — accessible. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 18230 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 18230 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 18230 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 18230 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 18230's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 18230 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.