ZIP 18661 Property Distress & Foreclosure Data

In Luzerne County, Pennsylvania, ZIP 18661 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 54/100 against active distress of 3/100. Its standout signals are construction/permit lag (57/100), structural risk (54/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (80/100).

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 24% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

5,541 residents call 18661 home, typically aged 51. Median household income is $68,795, near the U.S. median near $78,000. Home values center near $196,400, an affordability ratio of 2.6× — accessible. Rent burden reaches 50% of tenant households. There are about 3,601 housing units across 18661. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. 14.7% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. Educational attainment sits at 21% bachelor's-or-above.

Taken together, 18661 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.