ZIP 18661 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 18661 in Luzerne County, Pennsylvania comes in at 23, a low composite-distress reading. The latent-versus-live split is 53/100 structural and 3/100 already moving. Its standout signals are structural risk (53/100), construction/permit lag (51/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (80/100).
The market reads expansion — home values rose 6.5% year on year, and 24% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
5,541 residents call 18661 home, typically aged 51. At $68,795, median income runs near typical U.S. levels. The typical home is worth about $196,400 (2.6× income, relatively affordable). Rent burden reaches 50% of tenant households. The ZIP holds roughly 3,601 housing units. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. 14.7% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. About 21% have a four-year degree.
Net-net, 18661 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 18661's 23/100 can be lined up against any neighbor in Luzerne County, Pennsylvania or any ZIP coast to coast. 18661 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
18661's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 18661 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 18661’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 18661 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 18661, the same set carried on every parcel.
Neighbouring ZIPs in Luzerne County
Keep exploring Pennsylvania distress
Related ZIP, county and statewide reads linked to Luzerne County, Pennsylvania.
Get the full acquisition report for 18661
Every distressed parcel in 18661 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology