ZIP 18202 Property Distress & Foreclosure Data

DLRadar grades ZIP 18202 (Luzerne County, Pennsylvania) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (82/100). On the structural side it scores 57/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (57/100), construction/permit lag (56/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 26% higher over three years (phase confidence 45/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 15.2% — elevated. 13,477 residents call 18202 home, typically aged 42. 21.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 72% of homes, renters 28%. Educational attainment sits at 21% bachelor's-or-above. Median household income is $55,517, below the U.S. median near $78,000. Home values center near $212,000, an affordability ratio of 3.3× — accessible. Around 38% of renters are cost-burdened. The ZIP holds roughly 6,154 housing units.

Taken together, 18202 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.