ZIP 18223 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · Distress market
ZIP code 18223 in Luzerne County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (57/100), construction/permit lag (49/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low. The latent-versus-live split is 57/100 structural and 0/100 already moving.
The market reads expansion — home values rose 7.4% year on year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 51 people live here. Owners hold 100% of homes, renters 0%. The vacancy rate is 0.0%. 0.0% of residents fall below the poverty threshold. Around 0% of adults hold a bachelor's degree or higher. On demographic stress specifically, 18223 scores 55/100.
On balance 18223 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 18223 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 18223 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 18223 stays directly comparable to neighboring ZIPs and the rest of Luzerne County, Pennsylvania. 18223 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 18223 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 18223 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 18223’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 18223 by the numbers
A live read on 18223: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Luzerne County
Nearest ZIP codes to 18223
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Luzerne County, Pennsylvania at ZIP, county and state level.
Unlock parcel-level detail for ZIP 18223
Pull every distressed parcel in 18223 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology