ZIP 18223 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · Distress market
ZIP code 18223 in Luzerne County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). Property-level stress concentrates in structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) register low. The latent-versus-live split is 57/100 structural and 0/100 already moving.
The market reads expansion — home values rose 7.4% year on year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 51 people live here. Owners hold 100% of homes, renters 0%. The vacancy rate is 0.0%. 0.0% of residents fall below the poverty threshold. Around 0% of adults hold a bachelor's degree or higher. On demographic stress specifically, 18223 scores 18/100.
On balance 18223 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 18223 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 18223 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 18223 stays directly comparable to neighboring ZIPs and the rest of Luzerne County, Pennsylvania. 18223 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 18223 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 18223 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 18223’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 18223 by the numbers
A live read on 18223: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Luzerne County
Explore related distress reports
Further distress data across Luzerne County, Pennsylvania at ZIP, county and state level.
Unlock parcel-level detail for ZIP 18223
Pull every distressed parcel in 18223 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology