ZIP 18246 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 18246 in Luzerne County, Pennsylvania comes in at 25, a low composite-distress reading. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). Structural risk reads 57/100 against active distress of 3/100.
The expansion-phase market in 18246 posted values that rose 7.4% over the year (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 100% owner-occupied to 0% rented. At $158,306, median income runs above typical U.S. levels. The typical home is worth about $167,000 (0.8× income, relatively affordable). Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. 152 residents call 18246 home, typically aged 26. Educational attainment sits at 35% bachelor's-or-above. Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal. There are about 43 housing units across 18246. DLRadar's demographic-stress index for the area reads 17/100.
Net-net, 18246 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 18246's 25/100 can be lined up against any neighbor in Luzerne County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 18246, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 for 18246 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 18246 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 18246
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
18246 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Luzerne County ZIP codes
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Further distress data across Luzerne County, Pennsylvania at ZIP, county and state level.
Unlock the full ZIP 18246 acquisition report
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Built from public records, scored the same way everywhere · methodology