ZIP 18246 Property Distress & Foreclosure Data

ZIP code 18246 in Luzerne County, Pennsylvania carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). On the structural side it scores 58/100, with 3/100 of stress already active.

The expansion-phase market in 18246 posted values that rose 6.8% over the year (phase confidence 46/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

100% of housing is owner-occupied. At $158,306, median income runs above typical U.S. levels. The typical home is worth about $167,000 (0.8× income, relatively affordable). The poverty rate is 6.6% — low. Population is roughly 152 with a median age of 26. Around 35% of adults hold a bachelor's degree or higher. The vacancy rate is 23.6% — elevated. The ZIP holds roughly 43 housing units. The demographic-stress sub-score lands at 17/100.

On the whole, 18246 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.