ZIP 18602 Property Distress & Foreclosure Data

In Luzerne County, Pennsylvania, ZIP 18602 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). On the structural side it scores 58/100, with 3/100 of stress already active.

The market reads expansion — home values rose 6.8% year on year (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 97% owner-occupied to 3% rented. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. A median home runs $412,700 here, or 2.1 times local income. Households earn a median $172,500 — above the roughly $78,000 national figure. About 72% have a four-year degree. About 356 people live here, median age 35. On demographic stress specifically, 18602 scores 13/100. The ZIP holds roughly 250 housing units. The vacancy rate is 21.6% — elevated.

Net-net, 18602 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.