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ZIP 18602 Foreclosure, Tax-Lien & Distress Report

Luzerne County, Pennsylvania · High Vacancy market

Scored on a fixed 0-100 scale, 18602 (Luzerne County, Pennsylvania) returns a low composite of 25/100. Its heaviest discrete signals: structural risk (57/100), construction/permit lag (49/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (88/100)). On the structural side it scores 57/100, with 3/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 97% owner-occupied to 3% rented. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. A median home runs $412,700 here, or 2.1 times local income. At $172,500, median income runs above typical U.S. levels. About 72% have a four-year degree. Population is roughly 356 with a median age of 35. On demographic stress specifically, 18602 scores 13/100. There are about 250 housing units across 18602. The vacancy rate is 21.6% — elevated.

Net-net, 18602 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 18602's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 18602 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 figure for 18602 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 18602 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
57/100
Structural risk
3/100
Distress activity

What is driving ZIP 18602’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk91
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 18602 distress snapshot

The live 18602 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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More distress data near 18602

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Unlock parcel-level detail for ZIP 18602

Pull every distressed parcel in 18602 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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