ZIP 18602 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · High Vacancy market
Scored purely from public records, 18602 (Luzerne County, Pennsylvania) returns a low composite of 25/100. Its heaviest discrete signals: structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). On the structural side it scores 57/100, with 3/100 of stress already active.
Prices here sit in a expansion phase: values rose 7.4% over the trailing year, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 97% owner-occupied to 3% rented. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. A median home runs $412,700 here, or 2.1 times local income. At $172,500, median income runs above typical U.S. levels. About 72% have a four-year degree. Population is roughly 356 with a median age of 35. On demographic stress specifically, 18602 scores 13/100. There are about 250 housing units across 18602. The vacancy rate is 21.6% — elevated.
Net-net, 18602 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 18602's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 18602 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 figure for 18602 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 18602 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 18602’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 18602 distress snapshot
The live 18602 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Luzerne County ZIP codes
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Rules-based scoring — each signal ties to a public dataset · methodology