ZIP 18702 Property Distress & Foreclosure Data

DLRadar grades ZIP 18702 (Luzerne County, Pennsylvania) at a low 26/100 for overall property distress. Structural risk reads 58/100 against active distress of 3/100. Property-level stress concentrates in construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The expansion-phase market in 18702 posted values that rose 6.8% over the year, and 24% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $131,900 (2.1× income, relatively affordable). Rent burden reaches 40% of tenant households. 57% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. There are about 19,663 housing units across 18702. At $54,892, median income runs below typical U.S. levels. Population is roughly 42,120 with a median age of 39. The demographic-stress sub-score lands at 30/100. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 18.3% — high, a tax-stress and distress correlate.

On the whole, 18702 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.