ZIP 18709 Property Distress & Foreclosure Data

Luzerne County, Pennsylvania's ZIP 18709 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. On the structural side it scores 58/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100).

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 10% higher over three years (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

26.4% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above. Median household income is $38,547, below the U.S. median near $78,000. Owners hold 58% of homes, renters 42%. The ZIP holds roughly 1,614 housing units. 2,959 residents call 18709 home, typically aged 46. Around 42% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $113,600, an affordability ratio of 3.0× — accessible. The vacancy rate is 8.9%.

Taken together, 18709 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.