ZIP 18709 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · High Poverty market
In Luzerne County, Pennsylvania, ZIP 18709 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Latent structural risk is 57/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100).
The expansion-phase market in 18709 posted values that rose 7.4% over the year, and 10% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
26.4% of residents fall below the poverty threshold. About 14% have a four-year degree. Households earn a median $38,547 — below the roughly $78,000 national figure. The tenure split is 58% owner-occupied to 42% rented. The ZIP holds roughly 1,614 housing units. About 2,959 people live here, median age 46. Rent burden reaches 42% of tenant households. The demographic-stress sub-score lands at 34/100. The typical home is worth about $113,600 (3.0× income, relatively affordable). The vacancy rate is 8.9%.
Taken together, 18709 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 18709 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 18709 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18709 can be compared directly against any other ZIP in Luzerne County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 18709, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 for 18709 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18709 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 18709 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 18709 by the numbers
A live read on 18709: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Luzerne County ZIPs near 18709
Related reports across Luzerne County, Pennsylvania
Other reports tied to Luzerne County, Pennsylvania — ZIP, county and statewide.
Unlock the full ZIP 18709 acquisition report
Open 18709 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology