ZIP 18701 Property Distress & Foreclosure Data

In Luzerne County, Pennsylvania, ZIP 18701 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). On the structural side it scores 58/100, with 3/100 of stress already active.

The market reads expansion — home values rose 6.8% year on year (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $32,417 — below the roughly $78,000 national figure. About 3,926 people live here, median age 23. Around 37% of renters are cost-burdened. A median home runs $203,600 here, or 7.6 times local income. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 18701 scores 51/100. About 25% have a four-year degree. The vacancy rate is 24.1% — elevated. The ZIP holds roughly 1,630 housing units. The tenure split is 9% owner-occupied to 91% rented.

Net-net, 18701 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.