ZIP 18701 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 18701 (Luzerne County, Pennsylvania) at a low 25/100 for overall property distress. What sets it apart are the readings on structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). On the structural side it scores 57/100, with 3/100 of stress already active.

The expansion-phase market in 18701 posted values that rose 7.4% over the year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $32,417 — below the roughly $78,000 national figure. 3,926 residents call 18701 home, typically aged 23. Rent burden reaches 37% of tenant households. Home values center near $203,600, an affordability ratio of 7.6× — stretched. 18.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 51/100. About 25% have a four-year degree. Vacancy runs 24.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,630 housing units. 9% of housing is owner-occupied.

Net-net, 18701 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 18701 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 18701's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 18701, the field stays empty rather than modeled, and fills in as new documents post.

Behind 18701's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 18701 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.