ZIP 18708 Foreclosure, Tax-Lien & Distress Report

Luzerne County, Pennsylvania's ZIP 18708 registers 25/100 composite distress, which DLRadar reads as low. Structural risk reads 57/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The expansion-phase market in 18708 posted values that rose 7.4% over the year, and 14% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $264,800, an affordability ratio of 2.6× — accessible. 4.5% of residents fall below the poverty threshold. The vacancy rate is 5.2%. Rent burden reaches 66% of tenant households. 9,063 residents call 18708 home, typically aged 47. About 50% have a four-year degree. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 4,181 housing units. At $95,480, median income runs above typical U.S. levels.

Overall, 18708 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 18708 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 18708 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Luzerne County, Pennsylvania and the nation. Where the public record is thin for 18708, the field stays empty rather than modeled, and fills in as new documents post.

Behind 18708's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 18708 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.