ZIP 18708 Property Distress & Foreclosure Data

Composite property distress in 18708 (Luzerne County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. Structural exposure scores 58 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The expansion-phase market in 18708 posted values that rose 6.8% over the year, and 14% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $264,800 (2.6× income, relatively affordable). The poverty rate is 4.5% — low. Vacancy runs 5.2%. Rent burden reaches 66% of tenant households. Population is roughly 9,063 with a median age of 47. Around 50% of adults hold a bachelor's degree or higher. 85% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. There are about 4,181 housing units across 18708. At $95,480, median income runs above typical U.S. levels.

On balance 18708 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.