ZIP 18618 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18618 (Luzerne County, Pennsylvania) lands at 24/100 — low on DLRadar's distress scoring. The split runs 54/100 structural to 4/100 active on the ground. The pressure is most legible in structural risk (54/100), construction/permit lag (45/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (14/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (74/100).

The market reads expansion — home values rose 7.4% year on year, and 8% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 2,086 housing units. Owners hold 85% of homes, renters 15%. Rent burden reaches 30% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 26.4%, above the national norm and a classic distress-and-opportunity signal. At $73,561, median income runs near typical U.S. levels. The typical home is worth about $244,300 (3.2× income, relatively affordable). About 38% have a four-year degree. Population is roughly 3,583 with a median age of 47. The poverty rate is 7.5%.

Net-net, 18618 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 18618 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 18618 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 18618 stays directly comparable to neighboring ZIPs and the rest of Luzerne County, Pennsylvania. Where the record is thin for 18618, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 18618 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18618 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.