ZIP 18618 Property Distress & Foreclosure Data

Composite property distress in 18618 (Luzerne County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 59/100 against active distress of 4/100. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100). Environmental exposure also runs high (flood (NFIP) exposure (81/100), climate & FEMA risk (74/100)).

The expansion-phase market in 18618 posted values that rose 6.8% over the year, and 8% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,086 housing units across 18618. 85% of housing is owner-occupied. Rent burden reaches 30% of tenant households. The demographic-stress sub-score lands at 26/100. Vacancy runs 26.4%, above the national norm and a classic distress-and-opportunity signal. At $73,561, median income runs near typical U.S. levels. The typical home is worth about $244,300 (3.2× income, relatively affordable). Around 38% of adults hold a bachelor's degree or higher. Population is roughly 3,583 with a median age of 47. The poverty rate is 7.5%.

On the whole, 18618 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.