ZIP 18222 Property Distress & Foreclosure Data

Luzerne County, Pennsylvania's ZIP 18222 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). The latent-versus-live split is 58/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The expansion-phase market in 18222 posted values that rose 6.8% over the year, and 18% higher over three years (phase confidence 46/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

87% of housing is owner-occupied. The vacancy rate is 9.3%. Around 28% of renters are cost-burdened. Around 30% of adults hold a bachelor's degree or higher. At $102,656, median income runs above typical U.S. levels. The typical home is worth about $241,000 (2.2× income, relatively affordable). The poverty rate is 9.8%. The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 3,844 housing units. Population is roughly 9,946 with a median age of 45.

On balance 18222 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.