ZIP 18249 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · Distress market
On DLRadar's 0-100 public-record scale, ZIP 18249 in Luzerne County, Pennsylvania comes in at 25, a low composite-distress reading. Latent structural risk is 57/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted.
The expansion-phase market in 18249 posted values that rose 7.4% over the year, and 19% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Home values center near $298,400, an affordability ratio of 2.9× — accessible. Rent burden reaches 36% of tenant households. 86% of housing is owner-occupied. Educational attainment sits at 36% bachelor's-or-above. The ZIP holds roughly 1,818 housing units. 4.9% of residents fall below the poverty threshold. Population is roughly 4,161 with a median age of 48. At $95,820, median income runs above typical U.S. levels. The vacancy rate is 9.3%. DLRadar's demographic-stress index for the area reads 25/100.
Overall, 18249 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 18249's 25/100 can be lined up against any neighbor in Luzerne County, Pennsylvania or any ZIP coast to coast. 18249 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 18249 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 18249 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 18249
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 18249 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 18249, the same set carried on every parcel.
Other Luzerne County ZIP codes
Related reports across Luzerne County, Pennsylvania
Further distress data across Luzerne County, Pennsylvania at ZIP, county and state level.
See every distressed parcel in 18249
See who owns each distressed property in 18249, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology