ZIP 18622 Property Distress & Foreclosure Data

Composite property distress in 18622 (Luzerne County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The latent-versus-live split is 58/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.8% over the trailing year (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 14% bachelor's-or-above. 18.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 133 housing units. Home values center near $196,400, an affordability ratio of 2.6× — accessible. The vacancy rate is 28.7% — elevated. 265 residents call 18622 home, typically aged 43. Median household income is $67,679, below the U.S. median near $78,000. Owners hold 100% of homes, renters 0%.

Taken together, 18622 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.