ZIP 18622 Foreclosure, Tax-Lien & Distress Report

ZIP 18622's composite property-distress score is 25/100 - DLRadar classes that as low for Luzerne County, Pennsylvania. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The split runs 57/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 14% bachelor's-or-above. 18.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. There are about 133 housing units across 18622. A median home runs $196,400 here, or 2.6 times local income. The vacancy rate is 28.7% — elevated. 265 residents call 18622 home, typically aged 43. Households earn a median $67,679 — below the roughly $78,000 national figure. The tenure split is 100% owner-occupied to 0% rented.

On the whole, 18622 leans distressed, with opportunity clustered in specific stressed parcels. 18622 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 18622's 25/100 can be lined up against any neighbor in Luzerne County, Pennsylvania or any ZIP coast to coast. 18622 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 18622's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 18622 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.