ZIP 18634 Property Distress & Foreclosure Data

In Luzerne County, Pennsylvania, ZIP 18634 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 58 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). Its standout signals are construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 34% higher over three years, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

13,638 residents call 18634 home, typically aged 41. Home values center near $111,700, an affordability ratio of 1.8× — accessible. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 19% bachelor's-or-above. Owners hold 63% of homes, renters 37%. 18.2% of residents fall below the poverty threshold. Rent burden reaches 27% of tenant households. There are about 6,592 housing units across 18634. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $60,482, below the U.S. median near $78,000.

Taken together, 18634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.