ZIP 18617 Property Distress & Foreclosure Data

DLRadar grades ZIP 18617 (Luzerne County, Pennsylvania) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). On the structural side it scores 58/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 6.8% year on year (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $35,357 — below the roughly $78,000 national figure. Roughly 16.0% live below the poverty line. About 1,616 people live here, median age 39. About 18% have a four-year degree. The vacancy rate is 15.3% — elevated. The tenure split is 55% owner-occupied to 45% rented. Around 65% of renters are cost-burdened. On demographic stress specifically, 18617 scores 34/100. A median home runs $83,400 here, or 2.4 times local income. The ZIP holds roughly 1,008 housing units.

Net-net, 18617 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.