ZIP 18234 Property Distress & Foreclosure Data

DLRadar grades ZIP 18234 (Luzerne County, Pennsylvania) at a low 26/100 for overall property distress. Structural exposure scores 58 and live distress 3 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The expansion-phase market in 18234 posted values that rose 6.8% over the year, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 0.0%. There are about 333 housing units across 18234. Population is roughly 737 with a median age of 65. 58% of housing is owner-occupied. At $30,895, median income runs below typical U.S. levels. Around 2% of adults hold a bachelor's degree or higher. The typical home is worth about $232,700 (7.2× income, severely stretched). Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 45/100. The poverty rate is 47.2% — high, a tax-stress and distress correlate.

On the whole, 18234 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.