ZIP 18239 Foreclosure, Tax-Lien & Distress Report
Luzerne County, Pennsylvania · Distress market
Composite property distress in 18239 (Luzerne County, Pennsylvania) lands at 25/100 — low on DLRadar's distress scoring. The pressure is most legible in structural risk (57/100), construction/permit lag (49/100), institutional ownership (20/100). institutional ownership (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (88/100). On the structural side it scores 57/100, with 0/100 of stress already active.
The expansion-phase market in 18239 posted values that rose 7.4% over the year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Overall, 18239 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 18239's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 18239 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 for 18239 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 18239 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 18239’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 18239 Stress Report snapshot
The live 18239 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Luzerne County
Nearest ZIP codes to 18239
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Luzerne County, Pennsylvania
Related ZIP, county and statewide reads linked to Luzerne County, Pennsylvania.
Unlock the full ZIP 18239 acquisition report
Pull every distressed parcel in 18239 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology