ZIP 18239 Property Distress & Foreclosure Data

DLRadar grades ZIP 18239 (Luzerne County, Pennsylvania) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). On the structural side it scores 58/100, with 0/100 of stress already active.

The market reads expansion — home values rose 6.8% year on year (phase confidence 46/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Net-net, 18239 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
58/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 18239

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Luzerne County

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Deterministic. Every signal traces to a public dataset · methodology