ZIP 18621 Foreclosure, Tax-Lien & Distress Report

Luzerne County, Pennsylvania's ZIP 18621 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 57 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (53/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100).

The expansion-phase market in 18621 posted values that rose 7.4% over the year, and 37% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $186,100 (2.9× income, relatively affordable). Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. 91% of housing is owner-occupied. 5.5% of residents fall below the poverty threshold. Population is roughly 4,903 with a median age of 50. At $66,492, median income runs below typical U.S. levels. Rent burden reaches 26% of tenant households. Educational attainment sits at 17% bachelor's-or-above. There are about 2,290 housing units across 18621. On demographic stress specifically, 18621 scores 25/100.

Net-net, 18621 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 18621 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 18621 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 18621 stays directly comparable to neighboring ZIPs and the rest of Luzerne County, Pennsylvania. Sparse data for 18621 shows as blanks, never estimates, and the score updates on every fresh public filing.

18621's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 18621 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.