ZIP 18621 Property Distress & Foreclosure Data

DLRadar grades ZIP 18621 (Luzerne County, Pennsylvania) at a low 26/100 for overall property distress. Structural risk reads 58/100 against active distress of 3/100. Property-level stress concentrates in construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The expansion-phase market in 18621 posted values that rose 6.8% over the year, and 37% higher over three years, at 46/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $186,100 (2.9× income, relatively affordable). Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. 91% of housing is owner-occupied. The poverty rate is 5.5% — low. Population is roughly 4,903 with a median age of 50. At $66,492, median income runs below typical U.S. levels. Rent burden reaches 26% of tenant households. Around 17% of adults hold a bachelor's degree or higher. There are about 2,290 housing units across 18621. The demographic-stress sub-score lands at 25/100.

On the whole, 18621 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.