ZIP 18706 Property Distress & Foreclosure Data

In Luzerne County, Pennsylvania, ZIP 18706 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 58/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). Its standout signals are construction/permit lag (58/100), structural risk (58/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 38% higher over three years, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 66% of homes, renters 34%. Median household income is $57,546, below the U.S. median near $78,000. Home values center near $138,300, an affordability ratio of 2.1× — accessible. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. 16,318 residents call 18706 home, typically aged 38. Rent burden reaches 38% of tenant households. There are about 7,761 housing units across 18706. DLRadar's demographic-stress index for the area reads 29/100. 21.0% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above.

Taken together, 18706 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.