ZIP 18603 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18603 (Columbia County, Pennsylvania) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 49 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (76/100)). What sets it apart are the readings on structural risk (49/100), construction/permit lag (43/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The expansion-phase market in 18603 posted values that rose 5.6% over the year, and 23% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 18,985 with a median age of 47. A median home runs $170,500 here, or 2.9 times local income. There are about 9,104 housing units across 18603. The tenure split is 72% owner-occupied to 28% rented. Around 37% of renters are cost-burdened. Educational attainment sits at 18% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 9.7%. Households earn a median $55,969 — below the roughly $78,000 national figure.

Net-net, 18603 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 18603 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 18603's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 18603 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 18603 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 18603 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.