ZIP 18603 Property Distress & Foreclosure Data

DLRadar grades ZIP 18603 (Columbia County, Pennsylvania) at a low 23/100 for overall property distress. Structural risk reads 53/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (79/100), climate & FEMA risk (76/100)). Property-level stress concentrates in construction/permit lag (58/100), structural risk (53/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

The expansion-phase market in 18603 posted values that rose 6.1% over the year, and 23% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 18,985 with a median age of 47. The typical home is worth about $170,500 (2.9× income, relatively affordable). There are about 9,104 housing units across 18603. 72% of housing is owner-occupied. Rent burden reaches 37% of tenant households. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Vacancy runs 9.7%. At $55,969, median income runs below typical U.S. levels.

On balance 18603 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.