ZIP 17815 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 17815 (Columbia County, Pennsylvania) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (65/100). What sets it apart are the readings on structural risk (38/100), institutional ownership (17/100), construction/permit lag (17/100). construction/permit lag (17/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 38/100 structural and 2/100 already moving.

The peak-phase market in 17815 posted values that rose 4.3% over the year, and 19% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

29,324 residents call 17815 home, typically aged 35. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $66,145 — below the roughly $78,000 national figure. On demographic stress specifically, 17815 scores 30/100. 63% of housing is owner-occupied. Rent burden reaches 31% of tenant households. The ZIP holds roughly 12,743 housing units. About 33% have a four-year degree. Home values center near $222,900, an affordability ratio of 3.3× — accessible. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 17815 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 17815 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 17815 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 17815 can be compared directly against any other ZIP in Columbia County, Pennsylvania or nationwide. Where the public record is thin for 17815, the field stays empty rather than modeled, and fills in as new documents post.

17815's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 17815 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.