ZIP 17945 Foreclosure, Tax-Lien & Distress Report

ZIP 17945's composite property-distress score is 16/100 - DLRadar classes that as low for Columbia County, Pennsylvania. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (65/100)). Leading the profile are structural risk (37/100), institutional ownership (17/100), construction/permit lag (14/100). On the quiet end sit construction/permit lag (14/100) and mortgage stress (8/100). Structurally it carries 37/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 191 with a median age of 58. There are about 128 housing units across 17945. The vacancy rate is 7.3%. 84% of housing is owner-occupied. On demographic stress specifically, 17945 scores 21/100. Roughly 21.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 7% have a four-year degree. Around 0% of renters are cost-burdened. A median home runs $41,400 here, or 1.7 times local income. Households earn a median $25,625 — below the roughly $78,000 national figure.

On the whole, 17945 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 17945 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 17945 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 17945 stays directly comparable to neighboring ZIPs and the rest of Columbia County, Pennsylvania. Nothing here is interpolated — where a source is thin for 17945, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

17945's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 17945 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.