ZIP 17820 Foreclosure, Tax-Lien & Distress Report

ZIP 17820's composite property-distress score is 15/100 - DLRadar classes that as low for Columbia County, Pennsylvania. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100), climate & FEMA risk (61/100). The pressure is most legible in structural risk (34/100), institutional ownership (17/100), construction/permit lag (9/100). On the quiet end sit construction/permit lag (9/100) and mortgage stress (8/100). Structural exposure scores 34 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 3% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 5,528 people live here, median age 46. The typical home is worth about $214,800 (3.1× income, relatively affordable). Owners hold 77% of homes, renters 23%. Educational attainment sits at 27% bachelor's-or-above. There are about 2,647 housing units across 17820. Rent burden reaches 17% of tenant households. On demographic stress specifically, 17820 scores 25/100. Households earn a median $68,304 — below the roughly $78,000 national figure. The vacancy rate is 14.4% — elevated. 8.4% of residents fall below the poverty threshold.

On the whole, 17820 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 17820 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 17820 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 17820 can be compared directly against any other ZIP in Columbia County, Pennsylvania or nationwide. 17820 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 17820 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 17820 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.