ZIP 17846 Property Distress & Foreclosure Data

ZIP code 17846 in Columbia County, Pennsylvania carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (65/100). What sets it apart are the readings on construction/permit lag (57/100), structural risk (49/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. Structural exposure scores 49 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 5.5% year on year, and 31% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 80% owner-occupied to 20% rented. About 22% have a four-year degree. There are about 1,584 housing units across 17846. Households earn a median $66,250 — below the roughly $78,000 national figure. About 3,796 people live here, median age 45. On demographic stress specifically, 17846 scores 31/100. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. A median home runs $224,700 here, or 3.3 times local income. Roughly 12.3% live below the poverty line.

Net-net, 17846 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.