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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 18636 Foreclosure, Tax-Lien & Distress Report

Wyoming County, Pennsylvania · Affordable market

Composite property distress in 18636 (Wyoming County, Pennsylvania) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 49 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). Its heaviest discrete signals: structural risk (49/100), institutional ownership (48/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (20/100) register low.

The expansion-phase market in 18636 posted values that rose 7.4% over the year, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 1,588 people live here, median age 47. Households earn a median $60,370 — below the roughly $78,000 national figure. The ZIP holds roughly 768 housing units. Vacancy runs 11.1%. The tenure split is 85% owner-occupied to 15% rented. The demographic-stress sub-score lands at 31/100. About 16% have a four-year degree. 10.4% of residents fall below the poverty threshold. Home values center near $180,200, an affordability ratio of 2.9× — accessible. Rent burden reaches 56% of tenant households.

Overall, 18636 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 18636 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 18636 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 18636, the field stays empty rather than modeled, and fills in as new documents post.

18636's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 18636 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
49/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 18636

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk51
9 further distress layers are graded for 18636

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 18636 by the numbers

The live 18636 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Get the full acquisition report for 18636

The full 18636 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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