ZIP 18615 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 18615 (Wyoming County, Pennsylvania) returns a low composite of 21/100. Environmental exposure also runs high (flood (NFIP) exposure (74/100), FEMA disaster exposure (60/100)). Structurally it carries 47/100, against 6/100 of stress already in motion. What sets it apart are the readings on institutional ownership (49/100), structural risk (47/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (21/100) stay muted.

The market reads expansion — home values rose 7.4% year on year (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 916 housing units across 18615. 5.0% of residents fall below the poverty threshold. Around 45% of renters are cost-burdened. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $229,100 (2.9× income, relatively affordable). About 31% have a four-year degree. 1,713 residents call 18615 home, typically aged 49. Median household income is $73,611, near the U.S. median near $78,000. The tenure split is 89% owner-occupied to 11% rented.

Net-net, 18615 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 18615 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 18615 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 18615 stays directly comparable to neighboring ZIPs and the rest of Wyoming County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 18615 shows blanks, not estimates, wherever the record is sparse.

Each component behind 18615 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 18615 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.