ZIP 18657 Foreclosure, Tax-Lien & Distress Report

In Wyoming County, Pennsylvania, ZIP 18657 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (63/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (74/100), FEMA disaster exposure (73/100)). On the structural side it scores 63/100, with 7/100 of stress already active.

The expansion-phase market in 18657 posted values that rose 6.8% over the year, and 20% higher over three years (phase confidence 46/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $75,293, median income runs near typical U.S. levels. 72% of housing is owner-occupied. Population is roughly 11,043 with a median age of 45. Around 25% of renters are cost-burdened. The poverty rate is 10.9%. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 5,383 housing units. The vacancy rate is 13.2% — elevated. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $218,100 (2.8× income, relatively affordable).

On the whole, 18657 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.