ZIP 18657 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 18657 (Wyoming County, Pennsylvania) returns a low composite of 19/100. The sharpest non-environmental signals are institutional ownership (52/100), structural risk (42/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (73/100), FEMA disaster exposure (65/100)). Structurally it carries 42/100, against 7/100 of stress already in motion.

The market reads expansion — home values rose 7.4% year on year, and 20% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $75,293 — near the roughly $78,000 national figure. Owners hold 72% of homes, renters 28%. Population is roughly 11,043 with a median age of 45. Rent burden reaches 25% of tenant households. Roughly 10.9% live below the poverty line. DLRadar's demographic-stress index for the area reads 27/100. There are about 5,383 housing units across 18657. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 22% bachelor's-or-above. A median home runs $218,100 here, or 2.8 times local income.

Net-net, 18657 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 18657 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 18657 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 18657, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 18657 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 18657 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.