ZIP 18231 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 18231 (Schuylkill County, Pennsylvania) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). Structural risk reads 45/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (45/100), construction/permit lag (35/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (8/100).

The peak-phase market in 18231 posted values that rose 4.2% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

7.2% of residents fall below the poverty threshold. Around 93% of renters are cost-burdened. At $73,571, median income runs near typical U.S. levels. A median home runs $118,000 here, or 1.6 times local income. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 14% bachelor's-or-above. The ZIP holds roughly 192 housing units. Vacancy runs 10.9%. Population is roughly 431 with a median age of 30. The tenure split is 87% owner-occupied to 13% rented.

On balance 18231 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 18231 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 18231's 20/100 can be lined up against any neighbor in Schuylkill County, Pennsylvania or any ZIP coast to coast. 18231 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 18231 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 18231 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.