ZIP 18237 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18237 (Schuylkill County, Pennsylvania) lands at 20/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 44/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (44/100), construction/permit lag (31/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (8/100).

The market reads peak — home values rose 4.3% year on year, and 22% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 30/100. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,881 housing units across 18237. Rent burden reaches 42% of tenant households. About 14% have a four-year degree. 3,808 residents call 18237 home, typically aged 36. At $47,181, median income runs below typical U.S. levels. 64% of housing is owner-occupied. The typical home is worth about $103,300 (1.9× income, relatively affordable). Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 18237 leans distressed, with opportunity clustered in specific stressed parcels. 18237 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 18237 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 18237 stays directly comparable to neighboring ZIPs and the rest of Schuylkill County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 18237 shows blanks, not estimates, wherever the record is sparse.

Each component behind 18237 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 18237 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.