Carbon County, PA: Foreclosures, Tax Liens & Distressed Properties
Carbon County, PA, Pennsylvania: 21 ZIP codes scored, Carbon County, PA averaging 19/100 (low, Carbon, PA), from 18 to 25. Carbon County, PA is in its peak phase (Carbon, PA confidence 30/100): Carbon, PA home prices up 4.7% (Carbon, PA) over twelve months. Carbon County, PA lender headwind: 100/100.
Highest-scoring Carbon County, PA ZIPs: 18201 (25/100), 18661 (23/100), 18058 (20/100), 18211 (20/100), 18216 (20/100), 18237 (20/100). Also scored in Carbon County, PA: 18255, 18012, 18030, 18071, 18210, 18212, 18229, 18230, 18232, 18235.
Across Carbon County, PA's scored ZIPs: median home value $193,974, household income $60,817, 18.4% vacancy, 13.2% poverty, 80% owner-occupied, median age 47.5.
Carbon County, PA insurance distress 23/100 (#2,021 in the US); FEMA hazard 0/100 for Carbon, PA; 3 Carbon, PA NFIP flood claims, $45K paid; Carbon, PA construction distress 37/100.
6 banks with 17 branches lend in Carbon County, PA; Carbon, PA weighted bank stress 78/100, highest 97/100 in Carbon, PA.
Carbon County, PA unemployment 4.3% (Carbon, PA -1.2 pts, six months); 197 new housing units permitted in Carbon County, PA over twelve months, Carbon, PA up 13% from 174; Carbon, PA home prices +11.4% a year (Carbon, PA) over three years.
34,417 housing units in Carbon County, PA; 6,167 Carbon, PA renter households; 38% of Carbon, PA renters spend 30%+ of income on rent, 18% (Carbon, PA) half or more.
Carbon County, PA ranks #1,280 nationally on the opportunity index (Carbon, PA, among all ranked counties); Carbon, PA scores 30.2/100 and Carbon, PA sits #17 inside Pennsylvania. Carbon, PA is in the watchlist opportunity phase; Carbon, PA's primary driver is vacancy, Carbon, PA second driver bank institutional; Carbon, PA moved up 68 places. 10 short-sale listings across Carbon, PA; 98 days on market observed in Carbon, PA; 16.8% vacancy over 21 Carbon, PA ZIPs.
No CFPB county sample covers Carbon County, PA. The metro area reading for Carbon, PA (Allentown-Bethlehem-Easton, PA-NJ): 1.0% ninety-plus days late; Carbon, PA's thirty-to-eighty-nine share is 2.6% (Carbon, PA, December 2025 data); Pennsylvania overall 1.0%.
Carbon County, PA has 4 watched banks; 4 Carbon, PA banks sit in an elevated band. Carbon, PA footprints: Jim Thorpe Neighborhood Bank (6 branches, stress 77) in Carbon, PA; Mauch Chunk Trust Co (5 branches, stress 97) in Carbon, PA; Neffs National Bank (1 branch, stress 61) in Carbon, PA.
HUD lists 2 assisted multifamily properties in Carbon County, PA with 68 units; 67 Carbon, PA units are assisted, 1 Carbon, PA properties under project-based Section 8.
7,162 of the 34,417 housing units in Carbon, PA sit vacant. Carbon County, PA permitted 10 multifamily units in twelve months; Carbon, PA's one-to-four unit structures added 187 units in Carbon County, PA.
Where distress concentrates in Carbon County
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