Carbon County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carbon County, PA distress report, 2026: 21 ZIPs scored in Carbon, PA, Carbon, PA average 19/100; the top Carbon, PA ZIP is 18201 at 25/100; Carbon, PA market phase peak, Carbon, PA prices +4.7% year over year.
- Carbon, PA ranks #1,280 nationally (opportunity index); Carbon, PA #17 in Pennsylvania; Carbon, PA index 30.2.
- Carbon, PA: no CFPB county sample; Carbon, PA metro area reading 1.0%.
- Carbon, PA ZIP phases: 18 peak, 3 expansion.
- Carbon, PA residential listings tracked: 24 across 16 ZIPs; Carbon, PA candidate listings 16.
- Carbon, PA HUD assisted properties: 2 with 68 units.
- Carbon, PA lenders on watch: 4; largest Carbon, PA footprint Jim Thorpe Neighborhood Bank (6 branches).
- Carbon, PA most distressed ZIP: 18201 at 25/100.
Carbon, PA figures: DLRadar distress index; Carbon, PA inputs: CFPB, FHFA, HUD, FDIC; Carbon, PA rebuilt as sources refresh.
| Rank | Carbon, PA ZIP | Score |
|---|---|---|
| 1 | 18201 | 25/100 |
| 2 | 18661 | 23/100 |
| 3 | 18058 | 20/100 |
| 4 | 18211 | 20/100 |
| 5 | 18216 | 20/100 |
| 6 | 18237 | 20/100 |
| 7 | 18255 | 19/100 |
| 8 | 18012 | 18/100 |
| 9 | 18030 | 18/100 |
| 10 | 18071 | 18/100 |
| 11 | 18210 | 18/100 |
| 12 | 18212 | 18/100 |
Most distressed Carbon, PA ZIPs (0-100, 2026)
Mortgage delinquency around Carbon, PA
No CFPB county sample covers Carbon, PA; the metro area reading for Carbon, PA (Allentown-Bethlehem-Easton, PA-NJ): 1.0% ninety-plus; Carbon, PA area thirty-to-eighty-nine 2.6% (December 2025, Carbon, PA); Pennsylvania overall 1.0%.
Opportunity index: Carbon, PA
Carbon, PA index 30.2, Carbon, PA phase watchlist; Carbon, PA primary driver vacancy, Carbon, PA second driver bank institutional. Carbon, PA components: property stress 18.6, foreclosure pressure 18.5, listing discounts 33.1, bank stress 62.0, insurance 0.0; Carbon, PA pulse 34.0; Carbon, PA capital opportunity 24.6.
ZIP market phases inside Carbon, PA
21 Carbon, PA ZIPs carry a price-cycle phase; Carbon, PA ZIPs by phase (Carbon, PA), deepest drawdown first: peak, +4.7% YoY (Carbon, PA): 18012, 18030, 18071, 18210, Carbon, PA 18212, 18229, 18230, 18232, Carbon, PA 18235, 18244; peak, +4.3% YoY (Carbon, PA): 18058, 18211, 18237; expansion, +7.3% YoY (Carbon, PA): 18201; expansion, +5.4% YoY (Carbon, PA): 18216; peak, +4.6% YoY (Carbon, PA): 18240.
Residential listings by Carbon, PA ZIP
Carbon, PA ZIPs with the most tracked Carbon, PA residential listings: 18210 11 listings, 5 candidates, bank pressure 64; 18235 8 listings, 8 candidates, bank pressure 69; 18071 3 listings, 2 candidates, bank pressure 64; 18229 2 listings, 1 candidates, bank pressure 69 (Carbon, PA); 18012 0 listings, 0 candidates, bank pressure 69; 18030 0 listings, 0 candidates, bank pressure 69; 18212 0 listings, 0 candidates, bank pressure 69; 18216 0 listings, 0 candidates, bank pressure 64. Carbon, PA totals: 24 listings; Carbon, PA candidates 16; active ZIPs 0.
HUD assisted housing in Carbon, PA
2 assisted properties with 68 units sit in Carbon, PA; largest Carbon, PA properties: Lansford Townhouses (Lansford) 51 units, 50 assisted; St Ann Senior (Lansford) 17 units, 17 assisted.
Lenders with branches in Carbon, PA
Carbon, PA lenders by branch count: Jim Thorpe Neighborhood Bank (Carbon, PA): stress 77, 6 branches low in Carbon, PA; Mauch Chunk Trust Co (Carbon, PA): stress 97, 5 branches low in Carbon, PA; Neffs National Bank (Carbon, PA): stress 61, 1 branch low in Carbon, PA; First Northern Bank&Trust Co (Carbon, PA): stress 45, 1 branch low in Carbon, PA.
Vacancy and permits, Carbon, PA
7,162 of 34,417 Carbon, PA housing units are vacant; Carbon, PA permits, twelve months: 10 multifamily units in Carbon, PA, 187 one-to-four unit units.
Work Carbon, PA at the parcel level
Every Carbon, PA parcel carries owner and address; every Carbon, PA parcel carries APN; Carbon, PA distress scores sit on the Carbon, PA live board.
Carbon, PA figures refresh with each source.
Carbon, PA questions
Most distressed ZIP code in Carbon County, PA?
ZIP 18201 leads Carbon, PA at 25/100; next in Carbon, PA: 18661 at 23/100; the Carbon, PA average is 19/100.
Where does Carbon County, PA rank for investment opportunity?
Carbon, PA is #1,280 among all ranked counties, #17 in Pennsylvania; the Carbon, PA driver is vacancy; Carbon, PA moved up 68 places.
How many mortgages are delinquent in Carbon County, PA?
Carbon, PA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Carbon, PA.
Which banks lend in Carbon County, PA?
4 watched lenders hold Carbon, PA branches; the largest Carbon, PA footprints are Jim Thorpe Neighborhood Bank (6), Mauch Chunk Trust Co (5), Neffs National Bank (1).
More on Carbon, PA
Carbon County, PA distress report: public-record figures for Carbon, PA; not legal advice for Carbon, PA; not tax or investment advice; verify every Carbon, PA record before acting.