Carbon County, PA: Home-Insurance Distress & Forced-Sale Pressure
Carbon County, PA: 23/100 (low) home-insurance distress; Carbon, PA band LOW; Carbon, PA #2,021 of 3,222 counties; Carbon, PA #40 of 67 in Pennsylvania; raw Carbon, PA 26.9; Carbon, PA coverage multiplier 0.85.
FEMA hazard, Carbon, PA: 0/100; Carbon, PA declarations, three years: none.
NFIP claims, Carbon, PA, three years: 3; Carbon, PA payouts $45,258; per Carbon, PA claim $15,086; Carbon, PA claim-stress 67/100.
Carbon, PA monthly score fell, 24 (March 2026) to 23 (October 2026); Carbon, PA by month: March 24, April 24, May 24, June 24 (Carbon, PA), July 24, August 24, September 24, October 23.
Carbon, PA components: NFIP claims 67; Carbon, PA retreat index 23; Carbon, PA climate multiplier 0.85.
Construction distress, Carbon, PA: 37/100 as of August 2026 (Carbon, PA: 41/100 one-to-four unit, 0/100 multifamily).
Carbon, PA ZIPs, June 2026 (Carbon, PA, 16 highest): score 0 (Carbon, PA), climate 90 (Carbon, PA): 18201; score 0 (Carbon, PA), climate 83 (Carbon, PA): 18211, 18237; score 0 (Carbon, PA), climate 81 (Carbon, PA): 18058, 18661; score 0 (Carbon, PA), climate 69 (Carbon, PA): 18216; score 0 (Carbon, PA), climate 66 (Carbon, PA): 18250; score 0 (Carbon, PA), climate 64 (Carbon, PA): 18240, 18255; score 0 (Carbon, PA), climate 63 (Carbon, PA): 18210; score 0 (Carbon, PA), climate 62 (Carbon, PA): 18071; score 0 (Carbon, PA), climate 61 (Carbon, PA): 18012, 18030, 18212, 18229, Carbon, PA 18230.
DLRadar rescores Carbon, PA monthly; Carbon, PA readings join Carbon, PA foreclosure, lien and ownership parcels (Carbon, PA), so cost-squeezed Carbon, PA owners surface before listing.
Inside Pennsylvania, Carbon County ranks 40th of 67 counties for home-insurance distress at 23/100; Lawrence County (24/100) sits just above Carbon County, and Philadelphia County (23/100) sits just below Carbon County.
Deterministic. Every Carbon County, PA signal traces to a public Carbon dataset (FEMA, NFIP, Census for Carbon, PA) · how insurance distress works in Carbon, PA · methodology
FAQ: Carbon County, PA insurance distress
What is the Carbon County, PA home-insurance-distress score?
Carbon, PA: 23/100 (LOW), #2,021 of 3,222, #40 in Pennsylvania. FEMA hazard, Carbon, PA: 0/100; NFIP stress, Carbon, PA: 67/100; construction, Carbon, PA: 37/100; Carbon, PA rescores monthly.
Is Carbon County insurance distress getting better or worse (PA)?
Carbon, PA: 24 in March 2026; Carbon, PA: 23 in October 2026 (better); Carbon, PA NFIP claims score 67.
How many flood-insurance claims has Carbon County, PA had?
Carbon, PA: 3 NFIP claims, three years; Carbon, PA paid $45,258; per Carbon, PA claim $15,086; carriers reprice Carbon, PA against that record.
Which Carbon County ZIP codes carry the most insurance distress (PA)?
Carbon, PA, June 2026: 18201 at 0, 18211 at 0, 18237 at 0, 18058 at 0; Carbon, PA climate scores there: 90, 83, 83, 81.
Why does Carbon, PA insurance distress create sellers?
A Carbon, PA premium outruns the Carbon, PA budget; a carrier leaves Carbon, PA; Carbon, PA carrying cost passes plan; Carbon, PA owners sell while current; Carbon, PA insurance distress leads Carbon, PA foreclosure data.