ZIP 18232 Foreclosure, Tax-Lien & Distress Report
Carbon County, Pennsylvania · High Vacancy market
ZIP code 18232 in Carbon County, Pennsylvania carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100), climate & FEMA risk (61/100). Its standout signals are structural risk (41/100), construction/permit lag (37/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (10/100) stay muted. The latent-versus-live split is 41/100 structural and 3/100 already moving.
The peak-phase market in 18232 posted values that rose 4.7% over the year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.
4,144 residents call 18232 home, typically aged 35. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. Owners hold 50% of homes, renters 50%. Rent burden reaches 33% of tenant households. The typical home is worth about $55,800 (1.1× income, relatively affordable). The ZIP holds roughly 2,116 housing units. Median household income is $44,078, below the U.S. median near $78,000. The demographic-stress sub-score lands at 30/100. Educational attainment sits at 12% bachelor's-or-above. 24.0% of residents fall below the poverty threshold.
Taken together, 18232 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 18232 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 18232's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 18232, the field stays empty rather than modeled, and fills in as new documents post.
The 18/100 for 18232 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18232 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 18232
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 18232 distress snapshot
Current distress, phase, housing and lender-pressure figures for 18232, drawn from the same report attached to each property.
Adjacent Carbon County ZIP reports
Nearest ZIP codes to 18232
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 18232
Keep going: ZIP, county and state distress coverage for Carbon County, Pennsylvania.
The complete 18232 distress and acquisition report
Open 18232 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology