ZIP 18355 Foreclosure, Tax-Lien & Distress Report

ZIP code 18355 in Monroe County, Pennsylvania carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 53/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (67/100). Its heaviest discrete signals: construction/permit lag (58/100), structural risk (53/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (10/100) stay muted.

The peak-phase market in 18355 posted values that rose 4.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 884 housing units. 34.8% of residents fall below the poverty threshold. The tenure split is 66% owner-occupied to 34% rented. On demographic stress specifically, 18355 scores 45/100. 1,628 residents call 18355 home, typically aged 37. Vacancy runs 34.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 23% bachelor's-or-above. Around 90% of renters are cost-burdened. The typical home is worth about $297,600 (2.8× income, relatively affordable). Households earn a median $85,784 — near the roughly $78,000 national figure.

Net-net, 18355 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 18355 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 18355 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 18355, the field stays empty rather than modeled, and fills in as new documents post.

Behind 18355's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 18355 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.