Monroe County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, PA distress report, 2026: 35 ZIPs scored in Monroe, PA, Monroe, PA average 21/100; the top Monroe, PA ZIP is 18424 at 25/100; Monroe, PA market phase peak, Monroe, PA prices +4.2% year over year.
- Monroe, PA ranks #1,198 nationally (opportunity index); Monroe, PA #15 in Pennsylvania; Monroe, PA index 30.5.
- Monroe, PA ninety-day mortgage delinquency 1.5% in December 2025; Monroe, PA twelve-month change -0.1%.
- Monroe, PA ZIP phases: 34 peak, 1 expansion.
- Monroe, PA residential listings tracked: 94 across 31 ZIPs; Monroe, PA candidate listings 22.
- Monroe, PA HUD assisted properties: 3 with 193 units.
- Monroe, PA lenders on watch: 7; largest Monroe, PA footprint Cnb Bank (8 branches).
- Monroe, PA most distressed ZIP: 18424 at 25/100.
Monroe, PA figures: DLRadar distress index; Monroe, PA inputs: CFPB, FHFA, HUD, FDIC; Monroe, PA rebuilt as sources refresh.
| Rank | Monroe, PA ZIP | Score |
|---|---|---|
| 1 | 18424 | 25/100 |
| 2 | 18301 | 21/100 |
| 3 | 18302 | 21/100 |
| 4 | 18321 | 21/100 |
| 5 | 18322 | 21/100 |
| 6 | 18323 | 21/100 |
| 7 | 18326 | 21/100 |
| 8 | 18327 | 21/100 |
| 9 | 18330 | 21/100 |
| 10 | 18331 | 21/100 |
| 11 | 18332 | 21/100 |
| 12 | 18333 | 21/100 |
Most distressed Monroe, PA ZIPs (0-100, 2026)
Mortgage delinquency in Monroe, PA
1.5% of Monroe, PA mortgages were ninety-plus days late (Monroe, PA, December 2025); Monroe, PA thirty-to-eighty-nine days late: 3.5%; Monroe, PA twelve-month change -0.1%; Monroe, PA peak since 2008: 9.3% (February 2013); Pennsylvania overall 1.0%. Monroe, PA ninety-day series: Dec 24 1.6, Jan 25 1.7, Feb 25 1.5 (Monroe, PA), Mar 25 1.6, Apr 25 1.8, May 25 1.5 (Monroe, PA), Jun 25 1.5, Jul 25 1.4, Aug 25 1.1 (Monroe, PA), Sep 25 1.2, Oct 25 1.2, Nov 25 1.6 (Monroe, PA), Dec 25 1.5.
Opportunity index: Monroe, PA
Monroe, PA index 30.5, Monroe, PA phase watchlist; Monroe, PA primary driver vacancy, Monroe, PA second driver bank institutional. Monroe, PA components: property stress 18.9, foreclosure pressure 18.9, listing discounts 35.7, bank stress 50.7, insurance 0.0; Monroe, PA pulse 32.2; Monroe, PA capital opportunity 28.0.
ZIP market phases inside Monroe, PA
35 Monroe, PA ZIPs carry a price-cycle phase; Monroe, PA ZIPs by phase (Monroe, PA), deepest drawdown first: peak, +4.3% YoY (Monroe, PA): 18058; peak, +4.7% YoY (Monroe, PA): 18071, 18210; peak, +4.2% YoY (Monroe, PA): 18301, 18302, 18321, 18322, Monroe, PA 18323, 18324, 18325, 18326, Monroe, PA 18327, 18330, 18331, 18332, Monroe, PA 18333.
Residential listings by Monroe, PA ZIP
Monroe, PA ZIPs with the most tracked Monroe, PA residential listings: 18466 26 listings, 2 candidates, bank pressure 62; 18302 11 listings, 2 candidates, bank pressure 61; 18360 11 listings, 5 candidates, bank pressure 62; 18058 8 listings, 1 candidates, bank pressure 64 (Monroe, PA); 18330 6 listings, 4 candidates, bank pressure 62; 18301 5 listings, 3 candidates, bank pressure 62; 18334 5 listings, 0 candidates, bank pressure 62; 18353 4 listings, 2 candidates, bank pressure 62. Monroe, PA totals: 94 listings; Monroe, PA candidates 22; active ZIPs 6.
HUD assisted housing in Monroe, PA
3 assisted properties with 193 units sit in Monroe, PA; largest Monroe, PA properties: Shirley Futch Plaza (East Stroudsburg) 101 units, 100 assisted; Whitestone Commons Apartments (Stroudsburg) 72 units; Eagle Valley Apartments (East Stroudsburg) 20 units, 20 assisted in Monroe, PA.
Lenders with branches in Monroe, PA
Monroe, PA lenders by branch count: Cnb Bank (Monroe, PA): stress 60, 8 branches low in Monroe, PA; First Northern Bank&Trust Co (Monroe, PA): stress 45, 5 branches low in Monroe, PA; First Keystone Cmty Bank (Monroe, PA): stress 79, 4 branches low in Monroe, PA; Wayne Bank (Monroe, PA): stress 73, 4 branches low in Monroe, PA; Citizens Savings Bank (Monroe, PA): stress 68, 1 branch low in Monroe, PA; Peoples Security B&T Co (Monroe, PA): stress 61, 1 branch low in Monroe, PA; First Nb Of Pennsylvania (Monroe, PA): stress 55, 1 branch low in Monroe, PA.
Vacancy and permits, Monroe, PA
18,395 of 79,607 Monroe, PA housing units are vacant; Monroe, PA permits, twelve months: 104 multifamily units in Monroe, PA, 226 one-to-four unit units.
Work Monroe, PA at the parcel level
Every Monroe, PA parcel carries owner and address; every Monroe, PA parcel carries APN; Monroe, PA distress scores sit on the Monroe, PA live board.
Monroe, PA figures refresh with each source.
Monroe, PA questions
Most distressed ZIP code in Monroe County, PA?
ZIP 18424 leads Monroe, PA at 25/100; next in Monroe, PA: 18301 at 21/100; the Monroe, PA average is 21/100.
Where does Monroe County, PA rank for investment opportunity?
Monroe, PA is #1,198 among all ranked counties, #15 in Pennsylvania; the Monroe, PA driver is vacancy; Monroe, PA moved up 581 places.
How many mortgages are delinquent in Monroe County, PA?
1.5% of Monroe, PA mortgages were ninety-plus days late in December 2025; the Monroe, PA peak since 2008 was 9.3%.
Which banks lend in Monroe County, PA?
7 watched lenders hold Monroe, PA branches; the largest Monroe, PA footprints are Cnb Bank (8), First Northern Bank&Trust Co (5), First Keystone Cmty Bank (4).
More on Monroe, PA
Monroe County, PA distress report: public-record figures for Monroe, PA; not legal advice for Monroe, PA; not tax or investment advice; verify every Monroe, PA record before acting.