Monroe County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, Pennsylvania? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 18424 at 25/100.
- 35 ZIP codes tracked in Monroe County, averaging 23/100 distress.
- Monroe County reads peak — home values up 4.2% year over year.
- Vacancy runs 26.9% across Monroe County's tracked ZIPs, with a 14% poverty rate.
- The typical Monroe County home is worth about $286,663 against a ~$80,986 median income.
- Lending headwind in Monroe County sits at 17/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 18424 | 25/100 |
| 2 | 18301 | 24/100 |
| 3 | 18302 | 24/100 |
| 4 | 18321 | 24/100 |
| 5 | 18322 | 24/100 |
| 6 | 18323 | 24/100 |
| 7 | 18327 | 24/100 |
| 8 | 18330 | 24/100 |
| 9 | 18331 | 24/100 |
| 10 | 18332 | 24/100 |
| 11 | 18333 | 24/100 |
| 12 | 18334 | 24/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
Monroe County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Monroe County market phase and pricing
Phase for Monroe County: peak (+4.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Monroe County
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Frequently asked questions
What is the most distressed ZIP code in Monroe County, PA?
ZIP 18424 leads Monroe County at 25/100, recomputed monthly from public records.
What market phase is Monroe County in?
FHFA price-index movement places Monroe County in peak; prices are up 4.2% over twelve months.
How is the Monroe County data sourced?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 35 ZIP codes in Monroe County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Monroe County ZIP codes?
A single county score papers over real variation. Across the Monroe County ZIPs DLRadar ranks, scores run from 25/100 in 18424 down to 24/100 in 18334, against a Monroe County average of 23/100. A spread of 1 points means Monroe County has to be worked ZIP by ZIP.
What do Monroe County home values and vacancy say about distressed supply?
The typical Monroe County home carries about $286,663 of value against a median household income near $80,986. Vacancy across Monroe County's tracked ZIPs runs 26.9% and the poverty rate is 14%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Monroe County's foreclosure and tax-lien filings and its 17/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.