ZIP 18091 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 18091 in Northampton County, Pennsylvania comes in at 22, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (63/100). Structural exposure scores 50 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (50/100), construction/permit lag (41/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 26% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 34% of tenant households. Around 28% of adults hold a bachelor's degree or higher. 6.6% of residents fall below the poverty threshold. The ZIP holds roughly 2,725 housing units. Households earn a median $78,042 — near the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 4.2%. A median home runs $277,600 here, or 3.2 times local income. Population is roughly 6,091 with a median age of 47.

Broadly, 18091 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 18091's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 18091, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

18091's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 18091 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.