ZIP 18040 Property Distress & Foreclosure Data

DLRadar grades ZIP 18040 (Northampton County, Pennsylvania) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (64/100). On the structural side it scores 40/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 21% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.3%. Around 27% of renters are cost-burdened. 4.4% of residents fall below the poverty threshold. Educational attainment sits at 41% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. 17,183 residents call 18040 home, typically aged 46. Median household income is $108,994, above the U.S. median near $78,000. Home values center near $360,800, an affordability ratio of 3.2× — accessible. Owners hold 91% of homes, renters 9%. The ZIP holds roughly 6,806 housing units.

On balance, 18040 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.