ZIP 18020 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 18020 in Northampton County, Pennsylvania comes in at 22, a low composite-distress reading. Its standout signals are structural risk (50/100), construction/permit lag (41/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. The latent-versus-live split is 50/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (63/100)).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 22% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $122,610, median income runs above typical U.S. levels. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 42% bachelor's-or-above. About 21,144 people live here, median age 42. Around 36% of renters are cost-burdened. There are about 7,961 housing units across 18020. Home values center near $370,200, an affordability ratio of 2.9× — accessible. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 18020 scores 24/100. The vacancy rate is 3.0%.

Broadly, 18020 is a steadier market — the deals are the exceptions, not the rule. 18020 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 18020 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18020 can be compared directly against any other ZIP in Northampton County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 18020 shows blanks, not estimates, wherever the record is sparse.

Each component behind 18020 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 18020 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.